Previously Known As : Uti Regular Savings Fund
Uti Conservative Hybrid Fund Datagrid
Category Conservative Hybrid Fund
BMSMONEY Rank 8
Rating
Growth Option 27-01-2026
NAV ₹69.75(R) +0.06% ₹75.73(D) +0.06%
Returns 1Y 3Y 5Y 7Y 10Y
Lumpsum Regular 5.68% 9.35% 8.77% 8.16% 8.24%
Direct 6.32% 10.02% 9.42% 8.83% 8.94%
Benchmark
SIP (XIRR) Regular 2.67% 7.41% 8.11% 8.28% 7.99%
Direct 3.27% 8.08% 8.77% 8.94% 8.66%
Ratio Sharpe Ratio Sortino Ratio Sterling Ratio Jensen's Alpha Treynor Ratio
0.98 0.5 0.74 -1.14% 0.03
Risk STD. Dev VaR 1Y95% Max DD Beta Semi Devi.
3.77% -3.88% -2.87% 1.29 2.7%
Fund AUM As on: 30/12/2025 1701 Cr
Top Conservative Hybrid Fund
Fund Name Rank Rating
Nippon India Hybrid Bond Fund 1
Parag Parikh Conservative Hybrid Fund 2
Icici Prudential Regular Savings Fund 3
Dsp Regular Savings Fund 4

NAV Date: 27-01-2026

Scheme Name NAV Rupee Change Percent Change
UTI Conservative Hybrid Fund - Regular Plan - Monthly IDCW 17.17
0.0100
0.0600%
UTI Conservative Hybrid Fund - Direct Plan - Monthly IDCW 19.45
0.0100
0.0600%
UTI Conservative Hybrid Fund - Regular Plan - Flexi IDCW 44.12
0.0200
0.0600%
UTI Conservative Hybrid Fund - Direct Plan - Flexi IDCW 49.2
0.0300
0.0600%
UTI Conservative Hybrid Fund - Regular Plan - Growth Option 69.75
0.0400
0.0600%
UTI Conservative Hybrd Fund - Regular Plan - Monthly Payment Option 69.79
0.0400
0.0600%
UTI Conservative Hybrid Fund - Direct Plan - Monthly Payment Option 74.5
0.0500
0.0600%
UTI Conservative Hybrid Fund - Direct Plan - Growth Option 75.73
0.0500
0.0600%

Review Date: 27-01-2026

Beginning of Analysis

In the Conservative Hybrid Fund category, UTI Conservative Hybrid Fund is the 10th ranked fund. The category has total 17 funds. The UTI Conservative Hybrid Fund has shown an average past performence in Conservative Hybrid Fund. The fund has a Jensen Alpha of -1.14% which is lower than the category average of -0.1%, reflecting poor performance. The fund has a Sharpe Ratio of 0.98 which is higher than the category average of 0.96.
The past performance of the fund may or may not be sustained in the future. The review is not investment advice nor is it a recommendation to buy or sell funds. The ranking is based on proprietary methodology developed by bmsmoney. The methodology is based on the past performance of the funds and does not guarantee future performance.
Conservative Hybrid Mutual Funds

UTI Conservative Hybrid Fund Return Analysis

  • The fund has given a return of -0.93%, -0.83 and 0.65 in last one, three and six months respectively. In the same period the category average return was -0.68%, -0.35% and 1.36% respectively.
  • UTI Conservative Hybrid Fund has given a return of 6.32% in last one year. In the same period the Conservative Hybrid Fund category average return was 7.03%.
  • The fund has given a return of 10.02% in last three years and ranked 9.0th out of 17 funds in the category. In the same period the Conservative Hybrid Fund category average return was 9.82%.
  • The fund has given a return of 9.42% in last five years and ranked 6th out of 15 funds in the category. In the same period the Conservative Hybrid Fund category average return was 8.84%.
  • The fund has given a return of 8.94% in last ten years and ranked 7th out of 15 funds in the category. In the same period the category average return was 8.8%.
  • The fund has given a SIP return of 3.27% in last one year whereas category average SIP return is 4.38%. The fund one year return rank in the category is 14th in 17 funds
  • The fund has SIP return of 8.08% in last three years and ranks 8th in 17 funds. Icici Prudential Regular Savings Fund has given the highest SIP return (9.42%) in the category in last three years.
  • The fund has SIP return of 8.77% in last five years whereas category average SIP return is 8.44%.

UTI Conservative Hybrid Fund Risk Analysis

  • The fund has a standard deviation of 3.77 and semi deviation of 2.7. The category average standard deviation is 3.44 and semi deviation is 2.47.
  • The fund has a Value at Risk (VaR) of -3.88 and a maximum drawdown of -2.87. The category average VaR is -3.14 and the maximum drawdown is -2.42. The fund has a beta of 1.19 which shows that fund is more volatile than the benchmark.

Standard deviation measures the fund's return volatility and Semi deviation focuses on downside volatility. Value at Risk (VaR) is a measure of the risk of investments. Maximum Drawdown is the maximum loss from a peak to a trough of a portfolio. Beta measures the volatility of the fund compared to the benchmark. A beta of 1 indicates that the fund will move in line with the benchmark. A beta of more than 1 indicates that the fund will be more volatile than the benchmark and vice versa.


  • Very Good Performance in Conservative Hybrid Fund Category
  • Good Performance in Conservative Hybrid Fund Category
  • Poor Performance in Conservative Hybrid Fund Category
  • Very Poor Performance in Conservative Hybrid Fund Category

    • Investors beware: Mutual Fund investments are subject to market risks. Please read the scheme related documents carefully.

    Data Source: www.amfiindia.com

    SEBI Categorization


    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.97
    -0.74
    		-1.46 | -0.10 13 | 17 Average
    3M Return % -0.98
    -0.56
    		-3.05 | 0.99 14 | 17 Average
    6M Return % 0.37
    0.94
    		-1.67 | 3.56 13 | 17 Average
    1Y Return % 5.68
    6.12
    		3.65 | 9.38 11 | 17 Average
    3Y Return % 9.35
    8.88
    		6.78 | 10.87 7 | 17 Good
    5Y Return % 8.77
    7.89
    		5.69 | 9.49 5 | 15 Good
    7Y Return % 8.16
    8.02
    		4.96 | 10.28 8 | 15 Good
    10Y Return % 8.24
    7.83
    		5.92 | 9.56 6 | 15 Good
    15Y Return % 8.73
    8.20
    		6.48 | 9.73 5 | 14 Good
    1Y SIP Return % 2.67
    3.50
    		-0.42 | 7.87 14 | 17 Average
    3Y SIP Return % 7.41
    7.14
    		5.22 | 9.07 7 | 17 Good
    5Y SIP Return % 8.11
    7.50
    		5.85 | 8.85 8 | 15 Good
    7Y SIP Return % 8.28
    7.54
    		5.74 | 8.93 6 | 15 Good
    10Y SIP Return % 7.99
    7.44
    		6.02 | 9.04 6 | 15 Good
    15Y SIP Return % 8.51
    7.88
    		6.42 | 9.55 5 | 14 Good
    Standard Deviation 3.77
    3.44
    		1.88 | 4.73 14 | 17 Average
    Semi Deviation 2.70
    2.47
    		1.30 | 3.64 14 | 17 Average
    Max Drawdown % -2.87
    -2.42
    		-5.51 | -0.32 12 | 17 Average
    VaR 1 Y % -3.88
    -3.14
    		-5.37 | -0.23 13 | 17 Average
    Average Drawdown % -1.10
    -1.01
    		-1.95 | -0.31 11 | 17 Average
    Sharpe Ratio 0.98
    0.96
    		0.35 | 1.76 9 | 17 Good
    Sterling Ratio 0.74
    0.74
    		0.57 | 1.03 9 | 17 Good
    Sortino Ratio 0.50
    0.52
    		0.15 | 1.17 8 | 17 Good
    Jensen Alpha % -1.14
    -0.10
    		-3.04 | 4.14 12 | 17 Average
    Treynor Ratio 0.03
    0.03
    		0.01 | 0.06 10 | 17 Good
    Modigliani Square Measure % 7.04
    7.51
    		5.58 | 13.08 10 | 17 Good
    Alpha % 1.17
    0.56
    		-1.42 | 3.15 6 | 17 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

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    KPIs* Fund Benchmark Cat. Avg Min | Max Rank (In Cat.) Performance
    1M Return % -0.93 -0.68 -1.38 | -0.03 14 | 17 Average
    3M Return % -0.83 -0.35 -2.81 | 1.19 14 | 17 Average
    6M Return % 0.65 1.36 -1.19 | 3.97 14 | 17 Average
    1Y Return % 6.32 7.03 4.60 | 10.23 11 | 17 Average
    3Y Return % 10.02 9.82 7.82 | 11.20 9 | 17 Good
    5Y Return % 9.42 8.84 6.68 | 10.57 6 | 15 Good
    7Y Return % 8.83 8.98 5.71 | 11.66 9 | 15 Average
    10Y Return % 8.94 8.80 6.74 | 10.93 7 | 15 Good
    1Y SIP Return % 3.27 4.38 0.53 | 8.72 14 | 17 Average
    3Y SIP Return % 8.08 8.07 6.20 | 9.42 8 | 17 Good
    5Y SIP Return % 8.77 8.44 6.87 | 9.71 8 | 15 Good
    7Y SIP Return % 8.94 8.49 6.73 | 10.32 6 | 15 Good
    10Y SIP Return % 8.66 8.40 6.82 | 10.42 7 | 15 Good
    Standard Deviation 3.77 3.44 1.88 | 4.73 14 | 17 Average
    Semi Deviation 2.70 2.47 1.30 | 3.64 14 | 17 Average
    Max Drawdown % -2.87 -2.42 -5.51 | -0.32 12 | 17 Average
    VaR 1 Y % -3.88 -3.14 -5.37 | -0.23 13 | 17 Average
    Average Drawdown % -1.10 -1.01 -1.95 | -0.31 11 | 17 Average
    Sharpe Ratio 0.98 0.96 0.35 | 1.76 9 | 17 Good
    Sterling Ratio 0.74 0.74 0.57 | 1.03 9 | 17 Good
    Sortino Ratio 0.50 0.52 0.15 | 1.17 8 | 17 Good
    Jensen Alpha % -1.14 -0.10 -3.04 | 4.14 12 | 17 Average
    Treynor Ratio 0.03 0.03 0.01 | 0.06 10 | 17 Good
    Modigliani Square Measure % 7.04 7.51 5.58 | 13.08 10 | 17 Good
    Alpha % 1.17 0.56 -1.42 | 3.15 6 | 17 Good
    Return data last Updated On : Jan. 27, 2026.
    Other parameters, fund ranking, non return related analysis are updated after every month end. Last Updated On : Dec. 31, 2025
    KPIs: Key Performance Indicators

    Disclaimer: Past performance may or may not be sustained in future and should not be used as a basis for comparison with other investments. Returns for periods above 1 year are annualised.


    Date Uti Conservative Hybrid Fund NAV Regular Growth Uti Conservative Hybrid Fund NAV Direct Growth
    27-01-2026 69.7503 75.7344
    23-01-2026 69.711 75.687
    22-01-2026 69.9403 75.9348
    21-01-2026 69.7904 75.7709
    20-01-2026 69.8446 75.8285
    19-01-2026 70.1056 76.1108
    16-01-2026 70.1832 76.1915
    14-01-2026 70.1596 76.1636
    13-01-2026 70.2825 76.2958
    12-01-2026 70.3167 76.3317
    09-01-2026 70.218 76.2212
    08-01-2026 70.3669 76.3816
    07-01-2026 70.5979 76.6311
    06-01-2026 70.6064 76.6392
    05-01-2026 70.6748 76.7123
    02-01-2026 70.7947 76.8389
    01-01-2026 70.6985 76.7332
    31-12-2025 70.602 76.6274
    30-12-2025 70.4312 76.4408
    29-12-2025 70.434 76.4427

    Fund Launch Date: 01/Dec/2003
    Fund Category: Conservative Hybrid Fund
    Investment Objective: The primary objective of the scheme is to invest predominantly in debt and money market instruments and part of the portfolio into equity/equity related securities with a view to generating income and aim for capital appreciation.However, there can be no assurance or guarantee that the investment objective of the scheme would be achieved.
    Fund Description: An open ended hybrid scheme investing predominantly in debt instruments
    Fund Benchmark: CRISIL ShortTerm DebtHybrid 75+25Fund Index
    Source: Fund FactSheet

    Disclaimer: NO INVESTMENT ADVICE. The Content is for informational purposes only.